The 2026 fee structure in one look
eBay charges two things on almost every sale: a final value fee (FVF) of 13.25% on most categories — computed on the item price plus any shipping the buyer pays — and a flat $0.40 per-order fee. Store subscribers get a discounted FVF: 12.35% at Starter and Basic, 12.05% at Premium, 11.85% at Anchor and Enterprise. Two category exceptions matter to resellers: athletic shoes over $100 sell at a flat 8%, and books, movies and music carry a higher 15%. Above $7,500 of order value, only 2.35% applies to the portion beyond — relevant for watches, machinery and high-end electronics, not for a typical closet flip.
The $0.40 that changed small-item math
The per-order fee, introduced in 2025, is small enough to ignore on a $300 sale and brutal on a $9 one: on a $9.99 item it is 4% of revenue by itself, pushing the true fee load past 17% for non-store sellers. Sellers of low-priced lots responded exactly as you would expect — bundling into $15-30 multi-item orders, where $0.40 amortizes to 1-2%, or moving sub-$15 volume to Poshmark’s flat $2.95 (which is worse above the cliff but competitive at the very bottom) or to Mercari’s 0%-commission structure. If your average sale runs under $20, run the calculator on a bundled order and on single listings before you set prices — the difference is real margin.
Payment processing is built in — stop subtracting PayPal
The most common double-count in eBay profit math is subtracting a separate PayPal fee from a sale that never touches PayPal. eBay’s managed payments processes the buyer’s card inside that 13.25%; the money lands in your bank from eBay, and no second processor skims another 3%. PayPal’s fee calculator on this site is for your off-eBay sales — the local deal, the Instagram DM, the app-based swap. What eBay does add, quietly: an international fee on some cross-border orders and regulatory charging where applicable. Domestic sales at the numbers above are complete — the breakdown shown is the whole fee story.
A worked example: $120 sale, no store, free shipping
Item $120, shipping free, item cost $40, Promoted Listings off. FVF: $120 × 13.25% = $15.90. Per-order: $0.40. Total fees: $16.30 — 13.6% of revenue. Minus your $40 cost: net profit $63.70, a 53% margin on the sale and 159% return on cost. Now flip two dials in the calculator: with a Basic store the FVF drops to $14.82 (fees $15.22, net +$1.08); with Promoted Listings at 4% the ad cost adds $4.80 (net $58.90). Same listing, three different businesses. This is why serious resellers run the number before listing rather than after payout — every dial is a pricing decision.
Store subscription: when the discount pays rent
A Basic store costs $21.95 a month (billed annually; monthly billing runs higher) and buys 0.90 points of FVF discount — 13.25% down to 12.35%. Break-even is simple algebra: 0.90% of your monthly eBay revenue must exceed $21.95, which happens right around $2,400 of monthly sales. Below that, the subscription is a costume; above it, it is free money that compounds with every listing. Premium ($59.95) needs roughly $11,900 a month to justify on fee savings alone, and Anchor’s math only closes at serious volume. The calculator’s store dropdown plus this arithmetic answers “should I subscribe” in ten seconds — and the honest answer for most part-time resellers is not yet.
Last verified October 11, 2026. Platform fees change — always confirm against the platform’s official fee page before pricing decisions. Estimates for planning only; every calculation runs in your browser and nothing is stored.